I was asked recently about the Survivor, Hero & Bandit loadouts. Currently, there are 2 loadout systems. Loadout by SKIN (either a survivor, hero or bandit – camo/soldier=survivor) This one is imperfect, but reliable. I will eventually get rid of this one.
Loadout by Humanity This one is imperfect as well since dayz does not always return the correct humanity. I might somehow get this one working 100%.
Both of the systems are described HERE.
The current system is described HERE.